The UN, via its World Meteorological Organization (WMO), warned that Earth’s heat-trapping levels reached record highs in 2025. The WMO confirmed that the 11 hottest years on record all occurred between 2015 and 2025. The UN emphasized duration: the consequences of this elevated heat retention could persist for thousands of years. This implies long-horizon risks for climate stability, with knock-on effects for extreme weather, water and food systems, fiscal burdens, and market volatility.
Long-horizon climate impacts can intensify political and social stress, increasing migration and resource-dispute risks.
Insurance and reinsurance repricing may transmit climate risk into sovereign and corporate balance sheets.
Adaptation funding needs can reshape fiscal priorities and international cooperation.
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